-
If you are paying interest on a Depreciating asset you are going broke!
- October 18, 2019
- Posted by: formula1
- Category: Bank fees, Brokers, Budget, Enconomy, Finance & accounting, Finance News, Financial goals, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Rental Property, Uncategorized, Wealth
No CommentsCheck your investment property – If you are paying interest on a Depreciating asset you are going broke! Think about this….using your Net income to pay down an investment mortgage that is not increasing in value – BIG MISTAKE. One of the worst investment strategies you can find yourself in is throwing good money after
-
Family… to Help or Not to Help?
- February 14, 2017
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, Investment Property
Do you have children trying to get into the property market? Are your children wondering if it will ever be possible to buy a property in today’s market? Outgoing Reserve Bank governor Glenn Stevens stated that the only way for young people to get onto the property ladder in Australia’s most heated market – Sydney
-
We Spend More Time Choosing Shoes Than a House!
- February 4, 2017
- Posted by: admin
- Category: Enconomy, Financial goals, Investment Property
A recent survey of 2,000 homeowners in Britain found most people spend about the same length of time deciding whether to buy a pair of shoes as they do deciding to make an offer on a house. Similar Australian research shows many people spend 6 to 12 months looking for a property but also act
-
The Path to Successful Property Investment
- January 25, 2017
- Posted by: admin
- Category: Enconomy, Financial goals, Investment Property
Property has been considered a popular path to wealth for Australians for many years. It has the potential to generate capital growth (an increase in the value of your asset) as well as rental income. There are also tax advantages associated with negative gearing. However, when buying an investment property it is wise to remember
-
0% CAR FINANCE
- July 27, 2016
- Posted by: admin
- Category: Credit Rating, Enconomy, Finance News, Interest rate
How they hide the interest YOU aren’t paying There’s nothing like the smell of a new car! In fact, official figures show Australians bought a record number of new cars in 2015, eclipsing 1.1 million sales for the fourth year running. There are a number of ways to fi nance a car. In recent years
-
Is it the right time to fix my interest rate
- September 30, 2015
- Posted by: admin
- Category: Bank fees, Brokers, Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Inflation, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower – and also when. In addition, the RBA no
-
Pleasure or Pain
- September 14, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Now here’s the Pleasure The good news from this, is that lenders are now even more aggressive in winning their share of the owner occupied market. They are particularly hungry to get more of the 80% and below LVR (loan-to-value ratio) business, and we now have a number of lenders who have reduced the interest rates on
-
Is it the right time to fix my interest rate?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower and also when. In addition, the RBA no longer controls
-
Should I pay off my home or deposit surplus cash into my super?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, House prices, Investment Property, Self Managed Super Funds, small business, Wealth
With official interest rates at a 53 year low, the question arises as to whether it is better to pay off your home loan or place surplus cash into superannuation. It’s an issue a number of people are pondering. Recent research undertaken by REST Industry Super found the vast majority of Australians prioritise their mortgages
-
Time for a second opinion?
- August 19, 2015
- Posted by: admin
- Category: Brokers, Budget, Credit Rating, Enconomy, Finance News, Financial goals, Interest rate, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
Over the last four years Australia has seen significant growth of around 37% in the number of investment property loans compared to an increase of only 4% in the number of owner occupied loans. 78% of the growth in investment property loans has been attributed to the 35 to 64 age groups. In NSW alone,