HomenewsFirst Home Buyer

  • 7 tips to get ‘money-savvy’ with millennials

    • September 9, 2019
    • Posted by: Karen
    • Category: Bank fees, Finance & accounting, Financial goals, First Home Buyer, Innovation, Wealth
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    Get 'money-savvy' with Millennials

    You may be forgiven for thinking of the millennial generation as financially frivolous given all the headlines on ‘smashed avocado’ – spending money on café breakfasts. Contrary to popular belief, this generation can teach parents and older generations a few money savvy tips. Follow these tips and the banks will love you: If your finances

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  • Are You Worried You Will Never Own A Home

    • October 10, 2016
    • Posted by: admin
    • Category: Finance News, Financial goals, First Home Buyer
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    If you are a potential first home buyer (FHB) you may be feeling disheartened by doom and gloom in the media as to whether younger generations will ever own their own home. There is no doubt house price to salary ratio was lower in the 70s and 80s – often seen as an unfair advantage

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  • First Home Buyers

    • July 27, 2016
    • Posted by: admin
    • Category: Financial goals, First Home Buyer
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    The new generation is knocking at the door If we believe research and the media, Generation Y is seen as being far more interested in an indulgent lifestyle than mortgages. Well guess what? The oldest Gen Ys are now turning 35 – and they are the NEW generation of first home buyers (FHBs). According to

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  • Is it the right time to fix my interest rate

    • September 30, 2015
    • Posted by: admin
    • Category: Bank fees, Brokers, Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Inflation, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
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    Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower – and also when. In addition, the RBA no

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  • Pleasure or Pain

    • September 14, 2015
    • Posted by: admin
    • Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
    No Comments

    Now here’s the Pleasure The good news from this, is that lenders are now even more aggressive in winning their share of the owner occupied market.  They are particularly hungry to get more of the 80% and below LVR (loan-to-value ratio) business, and we now have a number of lenders who have reduced the interest rates on

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  • Is it the right time to fix my interest rate?

    • September 1, 2015
    • Posted by: admin
    • Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
    No Comments

    Interest rates and home loans continue to be a hot topic in financial circles.  2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower  and also when. In addition, the RBA no longer controls

    read more

  • Brokers more popular than ever

    • July 28, 2015
    • Posted by: admin
    • Category: Brokers, Credit Rating, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Self Managed Super Funds, Wealth
    No Comments

    Mortgage brokers are now responsible for writing over half of Australia’s home loans and are valued for their choice, expertise and convenience, according to a new survey commissioned by the Mortgage and Finance Association of Australia (MFAA). From a 49.9 per cent share of the market in the March 2014 quarter, total new home lending

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  • Moving House

    • July 28, 2015
    • Posted by: admin
    • Category: Finance News, Financial goals, First Home Buyer, House prices, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
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    Australians rank moving house second only to divorce and bereavement on the scale of life crises. Broken and misplaced possessions, incompetent removalists, chaos and exhaustion are a few of the negative images we have come to associate with moving house. Fortunately most of these nightmares can be avoided by anticipating problems and becoming organised well

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  • How to survive different spending habits

    • May 5, 2015
    • Posted by: admin
    • Category: Budget, Enconomy, Finance News, First Home Buyer, Investment Property, Self Managed Super Funds, Wealth
    No Comments

    We are told that money is usually one of the main causes of relationship problems and breakdowns…or is it? Many experts agree that it’s really a lack of communication skills and compromises. Money has meaning beyond the numbers on a page or notes in your wallet. It is strongly linked to our sense of security

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  • What financial future is in store for your kids ?

    • March 26, 2015
    • Posted by: admin
    • Category: Budget, Finance News, Financial goals, First Home Buyer, House prices, Inflation, Investment Property, Self Managed Super Funds, Wealth
    No Comments

    Do you ever worry about how on earth YOU (or your children) will ever: • Pay off those enormous uni fees? • Move out of home? • Find a job they enjoy working in long enough to create some decent work place skills? • Enter the property market? • Build a different life in retirement

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