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Panic & Financial Decisions don’t mix well…
- April 8, 2020
- Posted by: kimrider
- Category: Australian Dollar, Bank fees, Brokers, Credit Rating, Economics, Finance News, Home loan product, House prices, Interest rate, Rental Property, small business, Uncategorized
No CommentsCOVID-19 has certainly changed our way of life; from having to prioritise our health and well-being, to many of us working and living in isolation and the financial challenges for individuals, business and government across the world that have no precedent. With the unsteadiness and emotion comes panic - look no further than toilet paper -
If you are paying interest on a Depreciating asset you are going broke!
- October 18, 2019
- Posted by: formula1
- Category: Bank fees, Brokers, Budget, Enconomy, Finance & accounting, Finance News, Financial goals, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Rental Property, Uncategorized, Wealth
Check your investment property – If you are paying interest on a Depreciating asset you are going broke! Think about this….using your Net income to pay down an investment mortgage that is not increasing in value – BIG MISTAKE. One of the worst investment strategies you can find yourself in is throwing good money after
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WHAT WORRIES YOU THE MOST FINANCIALLY?
- July 27, 2016
- Posted by: admin
- Category: Home loan product, Interest rate
We asked you… “When it comes to your finances, what worries you the most?” We recently surveyed our client base and asked them to nominate their top 3 areas of financial worry. Why did we do this? As your finance specialist it is important for us to know what concerns our clients the most. Your
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Is it the right time to fix my interest rate
- September 30, 2015
- Posted by: admin
- Category: Bank fees, Brokers, Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Inflation, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower – and also when. In addition, the RBA no
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Pleasure or Pain
- September 14, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Now here’s the Pleasure The good news from this, is that lenders are now even more aggressive in winning their share of the owner occupied market. They are particularly hungry to get more of the 80% and below LVR (loan-to-value ratio) business, and we now have a number of lenders who have reduced the interest rates on
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Is it the right time to fix my interest rate?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower and also when. In addition, the RBA no longer controls
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Brokers more popular than ever
- July 28, 2015
- Posted by: admin
- Category: Brokers, Credit Rating, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Self Managed Super Funds, Wealth
Mortgage brokers are now responsible for writing over half of Australia’s home loans and are valued for their choice, expertise and convenience, according to a new survey commissioned by the Mortgage and Finance Association of Australia (MFAA). From a 49.9 per cent share of the market in the March 2014 quarter, total new home lending
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We are here for you!
- June 29, 2015
- Posted by: admin
- Category: Finance News, Home loan product, Investment Property, Self Managed Super Funds, Wealth
As your Finance broker, our role is more than arranging the best possible finance solutions. Our goal is to always be up to date with the finance products and services on offer. This is a very exciting time as enormous levels of competition between banks, credit unions and other lenders mean highly innovative and attractive
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A Guide to Home Loan Paperwork
- June 18, 2015
- Posted by: admin
- Category: Finance News, Financial goals, Home loan product, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Putting together the paperwork needed for home loan approval is a task many prospective home buyers dread. We see many happy faces when we tell people that as your mortgage broker we can help simplify the paperwork process because we know what lenders are looking for when it comes to assessing an application. The paperwork
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You Don't need to be wealthy to invest….
- April 15, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, Home loan product, House prices, Investment Property, Property Renovation, Rental Growth, Rental Property, Self Managed Super Funds, Wealth
If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners. We often meet people who are hooked on the good