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Panic & Financial Decisions don’t mix well…
- April 8, 2020
- Posted by: kimrider
- Category: Australian Dollar, Bank fees, Brokers, Credit Rating, Economics, Finance News, Home loan product, House prices, Interest rate, Rental Property, small business, Uncategorized
No CommentsCOVID-19 has certainly changed our way of life; from having to prioritise our health and well-being, to many of us working and living in isolation and the financial challenges for individuals, business and government across the world that have no precedent. With the unsteadiness and emotion comes panic - look no further than toilet paper -
If you are paying interest on a Depreciating asset you are going broke!
- October 18, 2019
- Posted by: formula1
- Category: Bank fees, Brokers, Budget, Enconomy, Finance & accounting, Finance News, Financial goals, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Rental Property, Uncategorized, Wealth
Check your investment property – If you are paying interest on a Depreciating asset you are going broke! Think about this….using your Net income to pay down an investment mortgage that is not increasing in value – BIG MISTAKE. One of the worst investment strategies you can find yourself in is throwing good money after
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Pleasure or Pain
- September 14, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Now here’s the Pleasure The good news from this, is that lenders are now even more aggressive in winning their share of the owner occupied market. They are particularly hungry to get more of the 80% and below LVR (loan-to-value ratio) business, and we now have a number of lenders who have reduced the interest rates on
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Should I pay off my home or deposit surplus cash into my super?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, House prices, Investment Property, Self Managed Super Funds, small business, Wealth
With official interest rates at a 53 year low, the question arises as to whether it is better to pay off your home loan or place surplus cash into superannuation. It’s an issue a number of people are pondering. Recent research undertaken by REST Industry Super found the vast majority of Australians prioritise their mortgages
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Moving House
- July 28, 2015
- Posted by: admin
- Category: Finance News, Financial goals, First Home Buyer, House prices, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Australians rank moving house second only to divorce and bereavement on the scale of life crises. Broken and misplaced possessions, incompetent removalists, chaos and exhaustion are a few of the negative images we have come to associate with moving house. Fortunately most of these nightmares can be avoided by anticipating problems and becoming organised well
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Vertical gardens are on the way up
- May 28, 2015
- Posted by: admin
- Category: Finance News, House prices, Investment Property, Property Renovation, Rental Property, Wealth
Australians have always had a love affair with gardens and outdoor spaces. A beautiful garden helps make a house a home. However, the move towards high density living, smaller dwellings and busy lifestyles that curb our enthusiasm for garden maintenance has seen a growing popularity for alternative garden designs such as vertical gardens. In fact,
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Solid growth for QLD market
- May 12, 2015
- Posted by: admin
- Category: Enconomy, Finance News, Financial goals, House prices, Investment Property, Self Managed Super Funds, Wealth
Queensland is tipped as the next state to ride a wave of growth as interstate buyers increasingly look north. The state’s south east corner was poised for take-off after a prolonged downturn. During the global financial crisis, Queensland was hit harder than most parts of Australia and the floods made an additional challenge and drove
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What is required to make a good property decision?
- May 4, 2015
- Posted by: admin
- Category: Budget, Buying at Auction, Enconomy, Finance News, Financial goals, House prices, Inflation, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
I want to purchase an investment property but I’m not sure where to start. What is required to make a good – AND safe – investment decision? Good question, thank you Due to continued low interest rates, better household savings and increased home equity we are experiencing greater enquiries about how to use property as
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You Don't need to be wealthy to invest….
- April 15, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, Home loan product, House prices, Investment Property, Property Renovation, Rental Growth, Rental Property, Self Managed Super Funds, Wealth
If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners. We often meet people who are hooked on the good
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What financial future is in store for your kids ?
- March 26, 2015
- Posted by: admin
- Category: Budget, Finance News, Financial goals, First Home Buyer, House prices, Inflation, Investment Property, Self Managed Super Funds, Wealth
Do you ever worry about how on earth YOU (or your children) will ever: • Pay off those enormous uni fees? • Move out of home? • Find a job they enjoy working in long enough to create some decent work place skills? • Enter the property market? • Build a different life in retirement