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If you are paying interest on a Depreciating asset you are going broke!
- October 18, 2019
- Posted by: formula1
- Category: Bank fees, Brokers, Budget, Enconomy, Finance & accounting, Finance News, Financial goals, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Rental Property, Uncategorized, Wealth
No CommentsCheck your investment property – If you are paying interest on a Depreciating asset you are going broke! Think about this….using your Net income to pay down an investment mortgage that is not increasing in value – BIG MISTAKE. One of the worst investment strategies you can find yourself in is throwing good money after
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GRANNY FLATS: Dream solution or potential disaster?
- January 6, 2016
- Posted by: admin
- Category: Property Renovation
Watching your parents age is never easy. Finding an affordable aged care solution designed to maintain their independence AND provide appropriate support can be equally as challenging. One option gaining popularity is the granny flat. Adapting your home to provide accommodation for parents or in-laws can be a cost effective way for them to remain
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Is it the right time to fix my interest rate
- September 30, 2015
- Posted by: admin
- Category: Bank fees, Brokers, Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Inflation, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower – and also when. In addition, the RBA no
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Pleasure or Pain
- September 14, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Now here’s the Pleasure The good news from this, is that lenders are now even more aggressive in winning their share of the owner occupied market. They are particularly hungry to get more of the 80% and below LVR (loan-to-value ratio) business, and we now have a number of lenders who have reduced the interest rates on
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Is it the right time to fix my interest rate?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower and also when. In addition, the RBA no longer controls
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Time for a second opinion?
- August 19, 2015
- Posted by: admin
- Category: Brokers, Budget, Credit Rating, Enconomy, Finance News, Financial goals, Interest rate, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
Over the last four years Australia has seen significant growth of around 37% in the number of investment property loans compared to an increase of only 4% in the number of owner occupied loans. 78% of the growth in investment property loans has been attributed to the 35 to 64 age groups. In NSW alone,
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Moving House
- July 28, 2015
- Posted by: admin
- Category: Finance News, Financial goals, First Home Buyer, House prices, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Australians rank moving house second only to divorce and bereavement on the scale of life crises. Broken and misplaced possessions, incompetent removalists, chaos and exhaustion are a few of the negative images we have come to associate with moving house. Fortunately most of these nightmares can be avoided by anticipating problems and becoming organised well
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Intelligent investing – stick to the basics
- June 29, 2015
- Posted by: admin
- Category: Finance News, Financial goals, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
Overwhelmed by the confusing game of property investment? Don’t give up just yet. In spite of it’s complexities, many novice investors seem to find property easier to select and manage than other types of investment. But if you make the wrong decision you may find yourself experiencing problems. In an ever changing market, here are
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A Guide to Home Loan Paperwork
- June 18, 2015
- Posted by: admin
- Category: Finance News, Financial goals, Home loan product, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Putting together the paperwork needed for home loan approval is a task many prospective home buyers dread. We see many happy faces when we tell people that as your mortgage broker we can help simplify the paperwork process because we know what lenders are looking for when it comes to assessing an application. The paperwork
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Vertical gardens are on the way up
- May 28, 2015
- Posted by: admin
- Category: Finance News, House prices, Investment Property, Property Renovation, Rental Property, Wealth
Australians have always had a love affair with gardens and outdoor spaces. A beautiful garden helps make a house a home. However, the move towards high density living, smaller dwellings and busy lifestyles that curb our enthusiasm for garden maintenance has seen a growing popularity for alternative garden designs such as vertical gardens. In fact,