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Panic & Financial Decisions don’t mix well…
- April 8, 2020
- Posted by: kimrider
- Category: Australian Dollar, Bank fees, Brokers, Credit Rating, Economics, Finance News, Home loan product, House prices, Interest rate, Rental Property, small business, Uncategorized
No CommentsCOVID-19 has certainly changed our way of life; from having to prioritise our health and well-being, to many of us working and living in isolation and the financial challenges for individuals, business and government across the world that have no precedent. With the unsteadiness and emotion comes panic - look no further than toilet paper -
If you are paying interest on a Depreciating asset you are going broke!
- October 18, 2019
- Posted by: formula1
- Category: Bank fees, Brokers, Budget, Enconomy, Finance & accounting, Finance News, Financial goals, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Rental Property, Uncategorized, Wealth
Check your investment property – If you are paying interest on a Depreciating asset you are going broke! Think about this….using your Net income to pay down an investment mortgage that is not increasing in value – BIG MISTAKE. One of the worst investment strategies you can find yourself in is throwing good money after
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I’ll be renting for the rest of my life…
- January 5, 2016
- Posted by: admin
- Category: Rental Growth, Rental Property
With the ongoing concerns about increasing property prices, home ownership , the cost of living, and small or no wage increase , the question that continues to come up in general conversation is ‘how will our children ever enter the property market?’ Did you know that approximately 28% of our Australian population at any time
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Time for a second opinion?
- August 19, 2015
- Posted by: admin
- Category: Brokers, Budget, Credit Rating, Enconomy, Finance News, Financial goals, Interest rate, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
Over the last four years Australia has seen significant growth of around 37% in the number of investment property loans compared to an increase of only 4% in the number of owner occupied loans. 78% of the growth in investment property loans has been attributed to the 35 to 64 age groups. In NSW alone,
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The future of Interest only loans
- July 28, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, Interest rate, Investment Property, Rental Property, Self Managed Super Funds, Wealth
It’s not as easy as it once was to apply for an interest-only loan. Over the last couple of months lending for this type of investment loan has been tightened in an effort to slow the pace of record growth in investment home loans. Lenders are under pressure by government regulatory bodies to make it
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Intelligent investing – stick to the basics
- June 29, 2015
- Posted by: admin
- Category: Finance News, Financial goals, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
Overwhelmed by the confusing game of property investment? Don’t give up just yet. In spite of it’s complexities, many novice investors seem to find property easier to select and manage than other types of investment. But if you make the wrong decision you may find yourself experiencing problems. In an ever changing market, here are
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Vertical gardens are on the way up
- May 28, 2015
- Posted by: admin
- Category: Finance News, House prices, Investment Property, Property Renovation, Rental Property, Wealth
Australians have always had a love affair with gardens and outdoor spaces. A beautiful garden helps make a house a home. However, the move towards high density living, smaller dwellings and busy lifestyles that curb our enthusiasm for garden maintenance has seen a growing popularity for alternative garden designs such as vertical gardens. In fact,
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What is required to make a good property decision?
- May 4, 2015
- Posted by: admin
- Category: Budget, Buying at Auction, Enconomy, Finance News, Financial goals, House prices, Inflation, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
I want to purchase an investment property but I’m not sure where to start. What is required to make a good – AND safe – investment decision? Good question, thank you Due to continued low interest rates, better household savings and increased home equity we are experiencing greater enquiries about how to use property as
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You Don't need to be wealthy to invest….
- April 15, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, Home loan product, House prices, Investment Property, Property Renovation, Rental Growth, Rental Property, Self Managed Super Funds, Wealth
If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners. We often meet people who are hooked on the good
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The LMI waiting game may cost you more
- February 24, 2015
- Posted by: admin
- Category: Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Inflation, Insurance, Investment Property, Property Renovation, Rental Property, Wealth
Some of our clients who didn’t want to pay LMI in the last 12 months are NOW facing a much bigger challenge. The property they were saving for has gone up 3 times more than the LMI they avoided paying! What is LMI? Lenders’ Mortgage Insurance (LMI) was introduced to offer higher Loan to Value
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