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Planning For Retirement – Will You Have Enough Money?
- August 17, 2016
- Posted by: admin
- Category: Financial goals, Rental Growth, Self Managed Super Funds, Wealth
No CommentsDid you read our quarterly question in this issue? 48% of our survey respondents have an investment property! That’s music to a finance specialist’s ears – it’s satisfying to hear those people have a financial strategy that could lead to a more comfortable retirement. 66% of respondents also said they are worried about having enough
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Is it the right time to fix my interest rate
- September 30, 2015
- Posted by: admin
- Category: Bank fees, Brokers, Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Inflation, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower – and also when. In addition, the RBA no
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Pleasure or Pain
- September 14, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, House prices, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Now here’s the Pleasure The good news from this, is that lenders are now even more aggressive in winning their share of the owner occupied market. They are particularly hungry to get more of the 80% and below LVR (loan-to-value ratio) business, and we now have a number of lenders who have reduced the interest rates on
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Is it the right time to fix my interest rate?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Interest rates and home loans continue to be a hot topic in financial circles. 2015 has seen the lowest cash rate – and resulting interest rates – in Australian history. Can they go any lower? Opinion remains divided as to whether they will go any lower and also when. In addition, the RBA no longer controls
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Should I pay off my home or deposit surplus cash into my super?
- September 1, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, House prices, Investment Property, Self Managed Super Funds, small business, Wealth
With official interest rates at a 53 year low, the question arises as to whether it is better to pay off your home loan or place surplus cash into superannuation. It’s an issue a number of people are pondering. Recent research undertaken by REST Industry Super found the vast majority of Australians prioritise their mortgages
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Time for a second opinion?
- August 19, 2015
- Posted by: admin
- Category: Brokers, Budget, Credit Rating, Enconomy, Finance News, Financial goals, Interest rate, Investment Property, Property Renovation, Rental Property, Self Managed Super Funds, Wealth
Over the last four years Australia has seen significant growth of around 37% in the number of investment property loans compared to an increase of only 4% in the number of owner occupied loans. 78% of the growth in investment property loans has been attributed to the 35 to 64 age groups. In NSW alone,
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Brokers more popular than ever
- July 28, 2015
- Posted by: admin
- Category: Brokers, Credit Rating, Enconomy, Finance News, Financial goals, First Home Buyer, Home loan product, Interest rate, Investment Property, Self Managed Super Funds, Wealth
Mortgage brokers are now responsible for writing over half of Australia’s home loans and are valued for their choice, expertise and convenience, according to a new survey commissioned by the Mortgage and Finance Association of Australia (MFAA). From a 49.9 per cent share of the market in the March 2014 quarter, total new home lending
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Moving House
- July 28, 2015
- Posted by: admin
- Category: Finance News, Financial goals, First Home Buyer, House prices, Investment Property, Property Renovation, Self Managed Super Funds, Wealth
Australians rank moving house second only to divorce and bereavement on the scale of life crises. Broken and misplaced possessions, incompetent removalists, chaos and exhaustion are a few of the negative images we have come to associate with moving house. Fortunately most of these nightmares can be avoided by anticipating problems and becoming organised well
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The future of Interest only loans
- July 28, 2015
- Posted by: admin
- Category: Budget, Enconomy, Finance News, Financial goals, Interest rate, Investment Property, Rental Property, Self Managed Super Funds, Wealth
It’s not as easy as it once was to apply for an interest-only loan. Over the last couple of months lending for this type of investment loan has been tightened in an effort to slow the pace of record growth in investment home loans. Lenders are under pressure by government regulatory bodies to make it
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We are here for you!
- June 29, 2015
- Posted by: admin
- Category: Finance News, Home loan product, Investment Property, Self Managed Super Funds, Wealth
As your Finance broker, our role is more than arranging the best possible finance solutions. Our goal is to always be up to date with the finance products and services on offer. This is a very exciting time as enormous levels of competition between banks, credit unions and other lenders mean highly innovative and attractive